Welcome to My Academy of Health Excellence. Below you’ll discover an exciting completely different way Americans can pay for their healthcare called Health Excellence Select. Don’t worry it’s recognized by the Affordable Care Act and exempt from the tax penalty.

PLEASE remember, there is no perfect solution for everyone. This brief overview will help you determine whether Health Excellence Select might be right for you. To speak with someone now call 855-816-4650.

Changing The Way Americans Pay For Healthcare Costs

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The best way to take control of your healthcare expenses is to become a Self-Pay Patient. At first blush, that seems scary with your potential financial exposure due to the rising cost of healthcare today. But, what if you could form a group of like-minded, health focused, Patriotic Americans, people just like you, that would agree to share any costs you incurred above an amount that you could comfortably handle. Maybe, then it’s not so scary.
My Academy of Health ExcellenceHealth Excellence Select solution combines everything you’ll need to become a successful ‘Free-Market Patient’ who is MPowered with health cost sharing. Whether you like to do-it-yourself or you want someone to do everything for you, we’ve got you covered.

1 Member $249. w/ a $500 Annual Unshared Amount
2 Members $349. w/ a $1000 Annual Unshared Amount
3+ Members $499. w/a $1500 Annual Unshared Amount

Please Enter your name and email to get your FREE COPY of the white paper “Understanding Health Excellence Select – Is Health Sharing right for me?”

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Yes - Preventative Care Included - At NO Cost to You!

  • Preventative Screening – Mammograms, Pap smears, PSA tests, Screening: Colonoscopies Limit: 1 every 2 years; 1 per year over 50
  • Wellness – Babies 0-1 one year – well baby checkups including vaccinations. Adults – includes labs, x-rays (one per membership year)
Expenses Eligible for Sharing
  • Accidents – (accidents are investigated for other party liability)
  • Accidents Involving Recreational Vehicles
  • Ambulance Services
  • Diagnostic X-ray and Laboratory Services – Inpatient/Outpatient/Independent lab
  • Emergency Room Hospital And Physician Services – (Routine treatment excluded)
  • Home Health Care – Limit 30 days per Incident
  • Hospital Services – Inpatient: Daily Room and Board limited to the average semi-private room rate.
  • Maternity Care – Normal delivery (including physician charges, office visits, hospital charges and birthing centers) cesarean section and/or complications treated as new incident with new per incident limits
  • Physician Office Services – Per incident visit. All other physician office services included per incident. (Charges billed by a physician if performed in the physician’s office: injection, surgery, lab, x-ray, special diagnostic interpretation.)
  • Prescription Drugs – Per incident (charges must occur within 45 the days before or after any related medical incident)
  • Surgery – Surgeon, Assistant Surgeon and Anesthesiologist Services. Inpatient/Outpatient services. Outpatient surgery facility
  • Therapy – Limit 20 visits per Calendar Year: (Combined with Speech, Respiratory, Physical, Occupational Therapy)
  • All Other Eligible Expenses – (Unless limited by the guidelines)

Yes - Treatment provided by a Naturopath or other practitioner of alternative treatments is eligible for sharing if such treatment meets the following criteria:

  • It treats a medically diagnosed condition.
  • It is less invasive than conventional medical treatment for the diagnosed condition.
  • It is less costly than conventional medical treatment and is expected to prevent more costly future conventional treatment.
  • It is presented for prior approval .

Yes – there is NO Network! It is a Total Open Access Program.
What do you get when you combine an experienced and efficient non-profit health cost sharing organization with an expert wellness education and management platform, you get the most comprehensive health sharing program available today – Health Excellence Select!

Please Enter your name and email to get your FREE COPY of the white paper “Understanding Health Excellence Select – Health Insurance vs Health Sharing”

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After reviewing the site, if you still want more information, check the calendar to the right for the live webinar schedule. The webinars go over Health Excellence Select and Health Cost Sharing in detail.

If this makes sense and you want to get started anytime during this process please click the “Join Now” button floating on the left of your screen.


Who We Are: We’re MPowering Benefits – We MPower Families and Businesses with the Education, Technology and the Products they need to regain Control and reach their Goals. We focus on both your Physical and Financial well-being. Together we ascertain your unique wants, needs and desires, then provide the products and tools to best achieve those goals.

In the menu bar above you will find several drop downs that will help navigate the site so you get all the information you need. If you have questions or just want to talk with a human being, we understand… call (855) 816-4650 and an “Excellence Affiliate” will be happy to assist you.

Thank you for your time.